Life Insurance may be used to pay for all or partial funeral expenses. This is done by utilizing an Insurance Proceeds Assignment, in which the beneficiary authorizes the insurance company to pay the funeral home directly. Any remaining insurance funds will be paid directly to the beneficiary.
Due to the nature of some third party expenses (also called Cash Advances), the funeral home may ask for these costs to be paid directly by the family by the date of the funeral.
If you wish to utilize an Insurance Proceeds Assignment as a way of funding the funeral arrangements, please be prepared to present a valid policy to the funeral home at the time of arrangements. Your funeral director will assist you in contacting the insurance provider to verify the policy's validity and value. We will also assist you in completing all necessary claim documents and the return of all documentation to the insurance company.